By. Ani Yusup
Someday, you'll have to stop working. What would you do with the rest of your life?
You definitely deserved to enjoy your golden years with a financially secured retirement plan.
It is very important to plan for one's retirement. Your retirement is probably the only thing that will get you through for the rest of your life after your job and career.
Financial planning for retirement is imperative for one's financial security. Financial planning for retirement is something that one should think of as early as they can. Knowing exactly how much a retiree will need in investing in several types of retirement plans is one of the best tips for financial planning.
It's about 20 years before their actual retirement people need retirement plans. To prepare for their golden years, they will have enough time. You will be prompted to begin saving money early if you think of your retirement earlier.
To consider on financial planning, the most important thing is identifying how much money will be needed. It is important to envision how one should live his life upon retirement as well. How he instead to live his life upon retirement because this will influence the type of financial planning the retiree should have.
A lot of retirees want a luxurious life filled with exciting travels to exotic destinations. Generally retirees will need at least 70% of their pre retirement income in order to maintain the same lifestyle. They will need more than just 70% if they want a better lifestyle.
Financial planning for retirement should include medical bills, grocery costs, estimated adjustment for higher cost of living, and inflated taxes. To successful financial planning for retirement is diversifying retirement investments. Investment should be diversified and should not focus on one thing only.
One of the most feasible investment is the retiree's own company's pension or profit-sharing plans. Some companies have actually eliminated pension plans and offer tax-sheltered savings plans instead. It doesn't really matter if a retiree has had a fair share of employers in his career, because these plans can be transferred from employer to employer.
There are really a lot of ways with which you can plan for your retirement. The most important thing is to be involved in financial planning for retirement as soon as possible in order to enjoy those golden years of retirement.
Jumat, 31 Desember 2010
Minggu, 26 Desember 2010
The Amazing of Having Children
By. Ani Yusup
Being a mother is the most terrific and most challenging task ever! I am so ecited by worth of the task I have been given. I have a lot work to do at office, yet none compare to the daily supervision, debates, and "loud conversations" that I have with my 9-year-old girl, 7 and 5-year-old boys.
The time flew so quickly, it's amazing. Just yesterday, they were little babies, tiny winnie who depended on me for everything and now they are these confident young people who are becoming more self sufficient every day. They have their thoughts and opinions. They are great kids. I am not saying this because they are mine. I also hope that everyone have these feeling about their children.
I thank God for them every day. I alway could not believe that I have this amazing gift. What did I do so great in my lifetime to deserve such of this fantastic blessing? I made a lot of mistakes and I certainly wasn't the best student. I apparently did something right, and I would not do anything differently, because I cannot for the life of me figure out what I ever did to deserve them ... my children. They are the light of my life forever.
I thank God to finding me worthy of the gift of motherhood. Continue to bless my children with strength, health and free will. Bless my husband and me with the skills and resources to provide them with all of the things they want. I hope God gives me strength and fortitude to teach them to be an independent thinker, a self-sufficient doer, and a proactive participant.
Let us realize how fortunate we are and that we all need to pitch in and help those in needs. Bless those who are unable to conceive, help them to realize that they need to experience the pains of labor to mother a child.
Being a mother is the most terrific and most challenging task ever! I am so ecited by worth of the task I have been given. I have a lot work to do at office, yet none compare to the daily supervision, debates, and "loud conversations" that I have with my 9-year-old girl, 7 and 5-year-old boys.
The time flew so quickly, it's amazing. Just yesterday, they were little babies, tiny winnie who depended on me for everything and now they are these confident young people who are becoming more self sufficient every day. They have their thoughts and opinions. They are great kids. I am not saying this because they are mine. I also hope that everyone have these feeling about their children.
I thank God for them every day. I alway could not believe that I have this amazing gift. What did I do so great in my lifetime to deserve such of this fantastic blessing? I made a lot of mistakes and I certainly wasn't the best student. I apparently did something right, and I would not do anything differently, because I cannot for the life of me figure out what I ever did to deserve them ... my children. They are the light of my life forever.
I thank God to finding me worthy of the gift of motherhood. Continue to bless my children with strength, health and free will. Bless my husband and me with the skills and resources to provide them with all of the things they want. I hope God gives me strength and fortitude to teach them to be an independent thinker, a self-sufficient doer, and a proactive participant.
Let us realize how fortunate we are and that we all need to pitch in and help those in needs. Bless those who are unable to conceive, help them to realize that they need to experience the pains of labor to mother a child.
Sabtu, 25 Desember 2010
Adyan Fauzan
Adyan Fauzan likes soccer, badminton, chess, puzzle, painting. He is number one at school and become his teacher's assistance to help his friends on their lessons. He wants to be an engineer that he could built his own robot.
Mmmmhh
Aaaaaa .....
... would you like to play chess with me?
Kamis, 23 Desember 2010
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